If you have several different addresses, you may be wondering if you must give your home address to your car insurance company. The answer to that question depends on a few different factors. For instance, your ZIP code may help you find the cheapest car insurance quotes. You may also be required to give your new address if your vehicle is parked in a high-risk zip code.
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While faking a home address will not get you into trouble, it will cost you a couple hundred dollars per year. Some drivers may even advise others to fake their address to save money. Regardless of the reason, it is always a good idea to disclose the location where you park your vehicle. Insurance companies often base their rates on this location, so it is important to give them the real address.
Some insurance companies allow roommates to share a policy. In such cases, the main rule is that both cars must be parked at the same address. Adding a friend can also be a good idea, but it’s important to note that you’ll only be able to get coverage for the car of the friend you’re insuring if they have the same address as you. Your friend, family member, or roommate may not qualify for coverage if they drive your car and if he/she does, you’ll have to pay extra.
While it may seem annoying to give your home address to your car insurance company, you need to do so if you plan to move. Most insurance companies won’t issue a policy if you don’t have an address for your vehicle. If you’re moving to a new location within 30 days, you’ll need to wait until you’ve signed a lease. Depending on your circumstances, you may be able to obtain an insurance policy with a different address.